Loans

The Rare Occasions' song 'Loans' delves into the struggles and pressures of modern life, particularly focusing on the financial and existential burdens that many people face. The lyrics paint a vivid picture of individuals with grand plans and dreams, symbolized by 'a map of Brooklyn on the backs of their hands,' yet they find themselves trapped in a cycle of debt and societal expectations. The recurring theme of taking out loans serves as a metaphor for the compromises and sacrifices people make, often leading to a loss of personal freedom and autonomy.

The song references the existentialist philosopher Albert Camus and his essay 'The Myth of Sisyphus,' which explores the idea of finding meaning in a seemingly meaningless world. This allusion suggests that the characters in the song are grappling with their own sense of purpose and the futility of their efforts. The 'stone with that kind of weight' mentioned in the lyrics symbolizes the heavy burdens that weigh down on individuals, making it difficult for them to find a way out of their predicaments.

The chorus, with its lines 'You’ll never make it on your own / Why don’t you take another loan?' highlights the societal pressure to conform and rely on external support, often at the cost of one's own well-being. The repetition of 'That’s the way it goes' at the end of the song underscores a sense of resignation and acceptance of these harsh realities. The Rare Occasions use their indie rock sound to convey a powerful message about the challenges of modern life, urging listeners to reflect on their own struggles and the societal structures that contribute to them.